If you’re looking for Car Insurance you are doing so because of a couple of reasons. You feel that your throwing your money away and not getting what you pay for, proper Michiana insurance coverage. You may have had a accident, and your rates went up. You’re a good driver, and you should be rewarded. You don't know who your agent is!!

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Insurance Subject:

The Young Driver, A Deadly Epidemic

Sex, drugs and rock n' roll often are considered the greatest risks to teens' safety. However, the biggest threat to teems is parked just outside your home. Preventable motor vehicle crashes caused by teen drivers are the leading cause of death for teens in America today.

Fact:

6,000 young people die in car crashes annually.

Another 300,000 teens are injured in car crashes each year.

These numbers are unacceptable. As a parent there is a lot you can do to protect your teens a driver or equally important, as a passenger in a car. Believe it or not, teens say their parents have the strongest influence on their driving behavior. Your teen value your guidance when it comes to driving. Take a active toe in the important milestone, read and share the facts, and spread the word.

Most parents 59% are aware that motor vehicle crashes are the number one killer of tens yet they talk to their children about the dangers of smoking and drugs at an earlier age than safe driving.

More than 70% parents talk to their children about the dangers of smoking or drugs at the age of 12 or younger

Only 27% of parents talk about the danger of unsafe driving with their children at age 12 or younger.

Parents don't think highly of teens as drivers, but they see their teens the exception.

Less than one third of parents say teens are good drivers.

Yet 88% of parents trust their teen to drive safely, and 55% believe that if their teen got in a crash it would be someone else's fault

Parents are influenced, for better or worse, by several factors – especially other parents.

48% of parents say other, more lenient parents make it difficult to control their own teen's driving privileges.

38% of parents say they often disagree with their teen's other parent about establishing and enforcing driving ground rules.

24% of parents say they have allowed their teen driving privileges against their own better judgment.

Parents understand they are role models on the road, yet their driving behaviors send the wrong message.

71% of parents talked on the cell phone

62% have operated a radio, MP3 player game or other device

26% have broken the law

Most parents 93% believe they're prepared to teach their teens how to drive, yet they're not familiar with the laws and the main causes for teen-involved crashes

60% of parents have never heard of or are only vaguely aware of Graduated Driver Licensing laws, which are proven to save teen lives.

49% of parents incorrectly believe that most teen crashes result form drunk driving while the main cusses are drive error, speeding and distractions.

Parents allow teens to drive in pesky situations in the few months after receive their license

90% of parents allow their teen to drive after dark

77% allow their teen to drive with friends.

70% allow their teen to drive in bad weather

Suggestions to Parents

1.Talk to your teen early and often.

2.Determine if your teens ready to drive. Not all teens are created equally. You know you teen best.

3.Don't rush the process. Just because they have a license does not mean they can drive in every condition.

4.Maximize driver education and experience. Driver Education is the first step, parents should be the bulk of the driving experience.

5.Understand your state laws. Where, when and with who a teen can drive with is the law, know it and understand it and enforce it.

6.Empower your teen. You teen will be driving with other teens and enforce the need that they can speak up in dangerous situations.

7.Practice what you preach. All eyes are on you!!! Be an example.

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Michiana Insurance - Auto